The home Buying Process

A Step-by-Step Buyer’s Guide

buying a home is one of the most exciting milestones of your life. To prepare yourself for this moment, you need to know what to expect during the process. This step-by-step Buyer’s guide will help reduce the stress of buying a home and help you enjoy the journey as much as possible.

Step 1: GET PRE- APPROVED

    Obtaining pre-approval before starting your home search has several benefits:
  • It helps you establish your affordable budget and expedites the buying process when you discover your ideal home.
  • Pre-approval signals your commitment as a serious buyer.
  • It saves you valuable time.
  • In a situation with multiple offers, pre-approval provides you with a valuable negotiating advantage.

Step 2: NEEDS ANALYSIS

  • Describe your perfect home
  • What are your “must haves”?
  • When do you need to be in your home by?

Step 3: SELECT & VIEW PROPERTIES

  • All brokers have access to the same information
  • If you see a home on a website, at an open house, at a new construction development, etc CONTACT US!
  • Our average buyer looks at #? properties before finding the right HOME
  • Communication is key to finding the right home quickly!

Step 4: WRITING AN OFFER

Once we submit your offer to the listing agent, one of three outcomes will occur:
It may be accepted, declined, or the seller might propose revisions. This is the point at which we will leverage our market expertise and adept negotiation skills to advocate for your best interests in shaping the contract terms.

Step 5: NEGOTIATE

Once we submit your offer to the listing agent, one of three outcomes will occur:
It may be accepted, declined, or the seller might propose revisions. This is the point at which we will leverage our market expertise and adept negotiation skills to advocate for your best interests in shaping the contract terms.

Step 6: CONDUCT APPLICABLE INSPECTIONS

Once the seller has approved your offer to buy their property, it’s crucial to enlist the services of a qualified home inspector to verify that the property complies with necessary standards.
If any significant issues surface during the inspection, we will communicate them to the seller and assist you in negotiating the party responsible for addressing the identified repairs.

Step 7: MORTGAGE LENDER

  • Credit Check
  • Underwriting
  • Survey
  • Appraisal
  • Insurance

Step 8: REMOVE CONTINGENCIES

  • Financing Contingency: If financing the purchase, the contract will state that it is contingent on the home appraising for the contract price and financing.
  • Inspection Contingency: Purchase is contingent on the property being professionally inspected and repairs done by the seller.
  • Home Sale Contingency: Selling your current home.

Step 9: OBTAIN FUNDS FOR CLOSING

  • Secure financing.
  • Prepare funds.
  • Explore assistance options.

Step 10: FINAL WORK THROUGH

  • Secure financing.
  • Prepare funds.
  • Explore assistance options.

Step 11: CLOSE ON THE PROPERTY

  • Sign closing documents.
  • Obtain property ownership.

SETTING THE PERFECT PRICE FOR YOUR HOME

We pledge to always do the right thing, even when it’s not the easiest path. Our dedication extends to fulfilling your every need with professionalism and an obsessive attention to detail. No request is too small, as your satisfaction is paramount.

As your trusted local expert and advisor, we stand by your side throughout your real estate journey, offering wisdom and insights only a local expert can provide.

Communication is key, and we promise to keep you informed consistently and clearly, tailored to your preferences.
In every interaction, you and your family will be treated with straightforwardness, integrity, and respect. These values define who we are and shine through in every step of your experience.

Your questions, concerns, and anxieties are met with empathy and the expertise to navigate the intricacies of the real estate transaction. Your peace of mind is our mission.

Above all, we hold ourselves accountable to secure the best possible deal for you. This commitment is the bedrock upon which our business stands, and we are driven by your satisfaction, because your success is our success.